FHA Loan
A welcoming path to your first home — even if you are still building your credit.
Overview
The FHA loan is backed by the government. That means I can help more people buy a home, even if your credit score isn't perfect or you don't have a lot saved up.
With a score as low as 580, you can buy a home with just 3.5% down. This is great for first-time buyers or anyone working on building their credit.
Is this you?
You want to buy your first home, your credit is still growing, or you haven't saved a lot yet. This loan meets you where you are.
Why borrowers love it
Lower credit score OK
You can qualify even if your credit isn't perfect yet.
Start with just 3.5% down
You don't need a big pile of savings to begin.
Family gifts are welcome
A family member can give you the money for your down payment.
Flexible loan you can pass on
A future buyer may be able to take over your loan when you sell.
How it works
Check if you qualify
Rachel will look at your credit and budget in one quick chat.
Find your home
Shop for a home in your price range and make a strong offer.
Move in!
Rachel handles the paperwork so your closing day is easy and fun.
What you'll need
Common questions
Ready to move forward on a FHA Loan?
Get pre-approved today and find out exactly what you qualify for — I'll be in your corner every step of the way.